Lifestyle Design Ever felt trapped in an unfulfilling life with little idea how to change it? I have always had this curiosity about a concept I call lifestyle design… Why should your life be unfulfilling if you have the earning potential and balance sheet which allows you to live a far more fulfilling life? I … Read more
A plan, not a fairytale The wealth accumulation journey takes on many shapes and forms. People take different paths in life, ranging from corporate careers through to entrepreneurial endeavours. Whether you make your money from farming, property, software development or one of the other numerous career options, the ultimate outcome is the same: cash in … Read more
Only 6% of South Africans can afford to retire Remember high school, when you were in a class of 34 people trying to find their paths through life? Only 2 of those people will afford to retire in South Africa. The rest will likely be a burden on their families, or worse. Now, you may … Read more
Read this before you buy-to-let: Part 2 At some point, practically everyone considers a buy-to-let opportunity. Most of us grew up being told that property is a fantastic investment and that everyone should get onto the property ladder as soon as possible. Whilst the decision to buy a property to live in is a function … Read more
Read this before you buy-to-let: Part 1 Conventional wisdom. A generally accepted belief. The kind of advice your grandmother would no doubt give you, while fattening you up with homemade cookies. Often, conventional wisdom is simply a function of a generation and their experiences in history. For example, older generations see gold as a store … Read more
Under your mattress isn’t an investment strategy Figuratively speaking, of course. The practical equivalent to “under your mattress” is leaving your money to rot in a notice deposit account that makes the bank rich instead of you. If your money really is under your mattress, then we urgently need to talk! Banks adore these notice … Read more
“I really should have spoken to someone” How often have you heard these words, usually spoken forlornly by a friend, family member or colleague who has suffered a financial loss? The reality is that far too many people don’t ask. They are “too busy” or “don’t need help” – if this resonates with you and … Read more
Family businesses – leave a legacy Family businesses are genuinely the lifeblood of any economy. They put food on the table and put the kids through school. They create desperately needed jobs. They pay their taxes and get involved in the community. These are the reasons why many people go out of their way to … Read more