"Trust is built on telling the Truth, not telling people what they want to hear." - Simon Sinek
What I do
Wealth Protection
Protecting your most valuable asset – your ability to earn an income.
Wealth protection provides certainty, when an uncertain event happens.
Life cover, disability cover, Income protection and Critical Illness cover are the main tools used to create certainty and peace of mind when your life takes an unexpected turn.
Retirement Solutions
Saving for the day you need to pay yourself a monthly income when your income from trade/employment ceases.
There are various platforms one can utilise, with different taxation, liquidity and asset class restriction rules. What we are certain of, is that cash is not the vehicle to use when accumulating long term wealth.
Access to various investment vehicles allow you to save for your retirement or to supplement your existing retirement plan. World-class investment management and portfolios that have been constructed to meet the needs of long-term investors who want to create wealth for a secure retirement by maximizing your allowed tax saving.
Business Continuity Planning
Your business supports not just one household, but often several households. A lack of contingency planning in the event of tragedy can result in the collapse of the business and loss of income for multiple families.
Without contingency planning, a life’s work can be reduced to ashes if the key leader in the company either passes away or is no longer able to work.
Buy and Sell agreements, Keyman Insurance , Contingent Liability cover and preferred compensation are some of the strategies used to create certainty in time of massive uncertainty.
Give this article a read! Succeed through Succession with Family Businesses
Estate Planning
Ensuring one has a VALID Last Will and Testament is the starting point for effective estate planning.
Well executed Estate Planning ensures:
Your wishes are able to be carried out from a liquidity perspective
Your wealth is transferred in the most cost-effective manor (taxes and estate expenses)
You have peace of mind that your loved ones are taken care of when you are no longer able to care for them.
Investment Management
Cash/Money Market instruments have a role to play in wealth accumulation/creation, but it is well accepted that it is not the right asset class when it comes to creating long term wealth.
Investment solutions give you the option to invest a lump-sum or monthly contributions.
Local investments as well as Global Investments (via feeder funds OR direct offshore investment via the largest of the Channel Islands – Jersey Island) are merged to meet your wealth accumulation goals taking into account your personal circumstances, goals and tax position.
About Jersey Island as an Investment Location:
As one of the Channel Islands, Jersey operates in a jurisdiction close to, but outside of the United Kingdom and continental Europe, and offers a high level of security with tightly-controlled regulation from the Jersey Financial Services Commission. It is the largest and most established of the Channel Islands in terms of financial services, particularly in the fund management sector where it is a world leader.
